Florida law requires drivers to have car insurance that provides financial protection in the event of a mishap. This 4-page publication provides an overview of auto insurance requirements in Florida as well as a glossary of car insurance terms for college students. Written by Nicholas Horvath, Jorge Ruiz-Menjivar, and Sarah M. Ellis, and published by the UF/IFAS Department of Family, Youth and Community Sciences, January 2021.
El mejor momento para comenzar a invertir o ahorrar es ayer, ya sea para la jubilación, para enviar a su hijo o hija a la Universidad o para el pago inicial de una casa. Para poder tomar una decisión acertada sobre que vehículos financieros escoger para una cartera de inversiones o plan, es primero fundamental conocer las opciones disponibles en el mercado y entender los mecanismos y principios detrás de cada uno de estos vehículos de inversión. Hay libros enteros escritos sobre estos temas, pero con el propósito de este artículo es proporcionar un glosario breve, pero completo de los fondos principales de inversión financiera. This 3-page document is the Spanish version of FCS3352, Major Asset Classes: A Brief Glossary. Written by Jorge Ruiz-Menjivar, Nelly Nelson, and Jarrett Tsai, and published by the UF/IFAS Department of Family, Youth and Community Sciences, December 2020.
This 3-page factsheet provides a brief overview of gender-affirming medical care, expenses, and funding options. A glossary with key terms discussed in this publication is included at the end. Written by Chloe W. Swearingen, Megan Donovan, Jorge Ruiz-Menjivar, and Sarah M. Ellis, and published by the UF/IFAS Department of Family, Youth and Community Sciences, November 2020.
This 1-page document provides general information regarding disaster assistance and links to online resources for taxpayers affected by a federally declared disaster. Written by Jorge Ruiz-Menjivar and Heidi Copeland, and published by the UF/IFAS Department of Family, Youth and Community Sciences, revised September 2020.
It is never too soon to explore funding options for college educations, whether your child is a newborn or is in middle school. You are more likely to be prepared to fund your child's education if you start planning earlier. This new 4-page document describes and discusses several accounts that allow you to pay for college while taking advantage of tax and savings opportunities. Written by Jessica McCumber, Jorge Ruiz-Menjivar, Martie Gillen, and Sarah M. Ellis, and published by the UF/IFAS Department of Family, Youth and Community Sciences, June 2019.
The best time to have started investing is yesterday. This new 2-page document aims to provide a brief but comprehensive glossary of the main financial investment vehicles. Written by Jarrett Tsai, Jorge Ruiz-Menjivar, and Martie Gillen, and published by the UF/IFAS Department of Family, Youth and Community Sciences, May 2019.
This new 3-page document provides an overview of the process to establish a 501(c)(3) nonprofit organization and also discusses eligibility criteria and filing requirements. Written by Jacqueline Phillips, Jorge Ruiz-Menjivar, Jennifer A. Jones, and Julianne Shoup, and published by the UF/IFAS Department of Family, Youth and Community Sciences, April 2019.
The amount of money needed for retirement varies from person to person. There may not be an exact amount, but there are ways to estimate the amount you will need. While no “magic number” exists for the amount you should save for retirement, there are calculations you can use to estimate the amount you will need. Calculating your wage replacement ratio (WRR) using either the top-down or bottom-up approach can help you determine how much money you should put aside for retirement and provide you with savings goals. This 3-page fact sheet was written by Jorge Ruiz-Menjivar and Martie Gillen, and published by the UF Department of Family Youth and Community Sciences, March 2013.