Money Matters – Page 4

Individual Retirement Accounts (FCS5258/FY642)

An individual retirement account (IRA) is a good tool to build retirement funds. This type of account has been offered since 1974 and comes with special tax advantages. An IRA can be opened through a financial institution such as a bank, credit union, mutual fund company, or brokerage firm. Learn more in this 4-page fact sheet written by Rachel Dorman, Lisa M. Leslie, Michael S. Gutter, Martie Gillen, and Josephine Turner, and published by the UF Department of Family Youth and Community Sciences, April 2012.
http://edis.ifas.ufl.edu/fy642

Child Poverty Increasing (FAR5012/FM472)

“When we think of poor children, the images of starving children across the world may come to mind. However, the numbers of children living in poverty right here in the U.S. might surprise you…” This transcript of a two-minute Family Album Radio broadcast was published by the UF Department of Family Youth and Community Sciences, March 2012.
http://edis.ifas.ufl.edu/fm472

Estate Planning (FCS7207/FY446)

Estate planning has to do with living, not just with decisions about who inherits property. An estate plan is a pattern, a guide, or a master method for working toward financial security and the family’s future welfare. To be most effective, estate planning should involve all members of the family. The objectives of estate planning will differ among families because of varying circumstances, such as differences in assets, value judgments, personal desires, and number of children. Consider these purposes for estate planning. This 7-page fact sheet was written by Martie Gillen, Josephine Turner, and Vervil Mitchell, and published by the UF Department of Family Youth and Community Sciences, March 2012.
http://edis.ifas.ufl.edu/fy446

Consumer Debt Management Options (FCS7245/FY1278)

When a consumer has unwanted debt or high amounts of debt, there are different options that can help eliminate or decrease their debt level. However, it is important to choose the right option. This 5-page fact sheet describes some of the debt-management options that are available to consumers. Written by Lisa M. Leslie, Elaine Courtney, Julie England, and Michael S. Gutter, and published by the UF Department of Family Youth and Community Sciences, February 2012.
http://edis.ifas.ufl.edu/fy1278

Prepaid Cards: Advantages, Disadvantages, and How to Choose (FCS7244/FY1251)

Prepaid cards are becoming popular, but are they a good choice for you? This 3-page fact sheet present the advantages and disadvantages of prepaid cards and then explain how to choose the best prepaid card, should you decide to use one. Written by Selena Garrison, and published by the UF Department of Family Youth and Community Sciences, February 2012.
http://edis.ifas.ufl.edu/fy1251

Estate Planning: Getting Started (FCS5239/FY538)

Estate planning is a topic avoided by many people because it deals with attitudes and feelings about death, property ownership, business arrangements, marriage, and family relationships that family members may not be ready to discuss. It may also be avoided because family members disagree on how assets are to be handled. Although planning for the end of life may be uncomfortable, think of it as a gift to your family. By getting your affairs in order, you will save them a great deal of anxiety, time, and money even if you can’t spare them their grief. This 5-page fact sheet is the first in a series on estate planning tools and techniques. Written by Josephine Turner and Martie Gillen, and published by the UF Department of Family Youth and Community Sciences, December 2011.
http://edis.ifas.ufl.edu/fy538

Estate Planning: Preparing a Letter of Last Instructions (FCS5238/FY537)

A letter of last instructions is one of the most helpful things you can provide for your family. The letter should express your wishes following your deathso that your personal representative or family member has the information he or she will need about your personal and financial matters. This 3-page fact sheet was written by Josephine Turner and Martie Gillen, and published by the UF Department of Family Youth and Community Sciences, December 2012.
http://edis.ifas.ufl.edu/fy537

USTED y SU CRÉDITO series

This is the Spanish language version of the You and Your Credit series. Written by Joan P. Elmore, Michael S. Gutter and Travis P. Mountain, and published by the UF Department of Family Youth and Community Sciences, February 2012.
http://edis.ifas.ufl.edu/topic_series_usted_y_su_credito

Strengthening Families: Concrete Support in Times of Need (FCS2307/FY1246)

All families need help sometimes. In times of need, families will often turn to other family members or friends, but some needs may require more concrete financial or material support. This 3-page fact sheet lists many state and local programs that provide concrete support to Florida families who qualify. Written by Larry F. Forthun, Samantha Carannante, and David C. Diehl, and published by the UF Department of Family Youth and Community Sciences, December 2011.
http://edis.ifas.ufl.edu/fy1246

Family Money Problems (FCS7011/HE155)

More money will not necessarily give you more happiness and contentment in life; but it can, provided you learn to manage it. This 6-page fact sheet is published by the UF Department of Family Youth and Community Sciences, October 2011.
http://edis.ifas.ufl.edu/he155

Healthy Eating: Improve Nutrition with SNAP (FCS8837/FY918)

SNAP helps people with limited resources buy healthy foods. The U.S. Department of Agriculture (USDA) provides this program to eligible persons of all ages. Learn more in this 1-page fact sheet was written by Linda B. Bobroff, and published by the UF Department of Family Youth and Community Sciences, September 2011.
http://edis.ifas.ufl.edu/fy918

Compare the Cost per Serving (FCS8718/FY408)

To find the best buy on certain foods, like meat, it’s important to compare the cost per serving. This 2-page fact sheet includes a table with servings per pound of various beef and chicken cuts, as well as examples of how to determine the price per serving. Written by Jennifer Hillan and Claudia Peñuela, and published by the UF Department of Family Youth and Community Sciences, June 2011. UF/IFAS Photo by Tom Wright.
http://edis.ifas.ufl.edu/fy408

Planear las comidas: Para una buena nutrición (FCS1070Span/HE975)

Do you ask yourself, “What’s for dinner tonight?” Planning meals helps you save time, money, and energy. When you write out your meals, it is easier to see if your family is eating a variety of food choices, nutrient-dense foods, and the right amounts of foods for good nutrition. This 1-page Spanish-language fact sheet was written by Isabel Valentin-Oquendo y Claudia Peñuela, and published by the UF Department of Family Youth and Community Sciences, May 2011.
http://edis.ifas.ufl.edu/he975

Planear las comidas: Use una lista de compras (FCS8933Span/FY1234)

Have you ever gotten home from the grocery store and realized you forgot to buy what you went for? Have you bought foods that you already have at home? Keep this from happening to you again. Write your shopping list before going to the store — it saves time and money. This 2-page Spanish language fact sheet written by Claudia Peñuela, and published by the UF Department of Family Youth and Community Sciences, May 2011.
http://edis.ifas.ufl.edu/fy1234

Money and Marriage: Saving for Future Use (FCS7014/HE158)

There are a lot of good reasons why you should save money. This 5-page fact sheet explains some of the benefits of saving and investing. Written by Nayda I. Torres, Vervil Mitchell, Josephine Turner, Lisa Leslie, and Michael S. Gutter, and published by the UF Department of Family Youth and Community Sciences, April 2011.
http://edis.ifas.ufl.edu/he158

Compare Unit Pricing (FCS1051/HE948)

Learn to use the grocery store unit price information to find out whether the larger container is really the better bargain. This revised 1-page handout was written by Glenda L. Warren and Claudia Peñuela, and published by the UF Department of Family Youth and Community Sciences, February 2011.
http://edis.ifas.ufl.edu/he948

FCS8851Span/FY1186 Ahorre dinero en la tienda de comestibles

FCS8851Span, a 2-page fact sheet by Glenda L. Warren, is the Spanish language version of FCS8851/FY1003 Saving Money at the Grocery Store. It lists 21 strategies to save money on one’s grocery bill. Published by the UF Department of Family Youth and Community Sciences, August 2010.
http://edis.ifas.ufl.edu/fy1186

FCS8924/FY1194 Raising Healthy Children: Frugal Shopping Tips for Families

FCS8924, a 4-page illustrated fact sheet by Julie M. Martinez and Karla P. Shelnutt, discusses ways to plan grocery shopping ahead and provides strategies to help stretch food dollars. Includes references. Published by the UF Department of Family Youth and Community Sciences, June 2010.
http://edis.ifas.ufl.edu/fy1194

FE820 Distinguishing between Traditional and Online Retailing: Evaluating E-commerce with Respect to the Food System

FE820, a 4-page fact sheet by Angelina C. Toomey and Allen F. Wysocki, focuses on business-to-consumer (B2C) practices, and in particular, B2C methods of e-commerce with respect to online food sales. Includes references. Published by the UF Department of Food and Resource Economics, December 2009.
http://edis.ifas.ufl.edu/FE820

FCS7240/FY1109 Managing in Tough Times: Downsized — Job Loss and Retirement Plans

FCS7240, a 5-page fact sheet by Brandon Butcher, Michael S. Gutter, and Brent Litchfield, answers some common questions individuals may have about what happens to retirement plans when the employee leaves a job. Includes references. Published by the UF Department of Family Youth and Community Sciences, October 2009.
http://edis.ifas.ufl.edu/FY1109