Before you purchase a house, you need to look over your credit report. Your credit history will affect whether or not a bank will give you a loan, as well as the interest rate you will be charged. This 3-page fact sheet was written by Martie Gillen and Virginia Peart, and published by the UF Department of Family Youth and Community Sciences, July 2012.
http://edis.ifas.ufl.edu/he714
Tag: Credit and Debt Management
Consumer Debt Management Options (FCS7245/FY1278)
When a consumer has unwanted debt or high amounts of debt, there are different options that can help eliminate or decrease their debt level. However, it is important to choose the right option. This 5-page fact sheet describes some of the debt-management options that are available to consumers. Written by Lisa M. Leslie, Elaine Courtney, Julie England, and Michael S. Gutter, and published by the UF Department of Family Youth and Community Sciences, February 2012.
http://edis.ifas.ufl.edu/fy1278
YOU and YOUR CREDIT Series
A new five-part series by Michael S. Gutter, Joan P. Elmore, and Travis P. Mountain, published by the UF Department of Family Youth and Community Sciences, September 2008.
Includes:
FCS7229/FY1064 Credit Dos and Don’ts (pdf, 2 pp.)
FCS7230/FY1065 Credit Card Basics (pdf, 4 pp.)
FCS7231/FY1066 Managing Your Credit (pdf, 6 pp.)
FCS7232/FY1067 Credit Reports (pdf, 8 pp.)
FCS7233/FY1068 Credit Scores (pdf, 3 pp.)
FCS7234/FY1069 Home Ownership and Credit (pdf, 1 pp.)
FCS7235/FY1070 Further Resources (pdf, 1 pp.)
FCS7236/FY1071 Series of Five Parts, Bound as a Single Document (pdf, multipart)
FCS-7228/FY1022 Being an Authorized User: What It Won’t Do for Your Credit Score
FCS-7228, a 2-page fact sheet by Michael S. Gutter, discusses recent changes in the way being an authorized user affects a person’s credit score. Published by the UF Department of Family Youth and Community Sciences, September 2008.
http://edis.ifas.ufl.edu/FY1022