Established by Congress in 1968 because the private market stopped offering flood insurance, the NFIP provides federally backed flood insurance to property owners in participating communities. This 10-page fact sheet covers topics such as: why buy flood insurance, recent changes, flood zones and insurance rate maps, ways to reduce premiums, rate increases for pre-1974 structures, and actions communities can take to lower citizen premiums related to climate change and sea-level rise. Written by Thomas Ruppert and published by the UF Department of Sea Grant, July 2015.
http://edis.ifas.ufl.edu/sg139