Established by Congress in 1968 because the private market stopped offering flood insurance, the NFIP provides federally backed flood insurance to property owners in participating communities. This 10-page fact sheet covers topics such as: why buy flood insurance, recent changes, flood zones and insurance rate maps, ways to reduce premiums, rate increases for pre-1974 structures, and actions communities can take to lower citizen premiums related to climate change and sea-level rise. Written by Thomas Ruppert and published by the UF Department of Sea Grant, July 2015.
FCS-3302, a 4-page illustrated fact sheet by Hyun-Jeong Lee, explains flood risk profiles, how flood insurance works, and how to file a flood insurance claim. Includes references. Published by the UF Department of Family Youth and Community Sciences, January 2009.