Basics of the National Flood Insurance Program

Street sign cautions, road subject to flooding
Established by Congress in 1968 because the private market stopped offering flood insurance, the NFIP provides federally backed flood insurance to property owners in participating communities. This 10-page fact sheet covers topics such as: why buy flood insurance, recent changes, flood zones and insurance rate maps, ways to reduce premiums, rate increases for pre-1974 structures, and actions communities can take to lower citizen premiums related to climate change and sea-level rise. Written by Thomas Ruppert and published by the UF Department of Sea Grant, July 2015.

FCS3302/FY1081 Flood Insurance

FCS-3302, a 4-page illustrated fact sheet by Hyun-Jeong Lee, explains flood risk profiles, how flood insurance works, and how to file a flood insurance claim. Includes references. Published by the UF Department of Family Youth and Community Sciences, January 2009.