Purchasing Car Insurance: What College Students Should Know

Line of cars awaiting Covid-19 mobile testing. Photo taken 07-10-20.

Florida law requires drivers to have car insurance that provides financial protection in the event of a mishap. This 4-page publication provides an overview of auto insurance requirements in Florida as well as a glossary of car insurance terms for college students. Written by Nicholas Horvath, Jorge Ruiz-Menjivar, and Sarah M. Ellis, and published by the UF/IFAS Department of Family, Youth and Community Sciences, January 2021.
https://edis.ifas.ufl.edu/fy1493

Fondos de Inversion: Un Glosario para Principiantes

This image was taken prior to national guidelines of face coverings and social distancing. Using IFAS-generated budgeting tools, young people can learn to manage their money and begin saving and investing in the future. UF/IFAS Photo: Tyler Jones. IFAS Extension calendar 2009.

El mejor momento para comenzar a invertir o ahorrar es ayer, ya sea para la jubilación, para enviar a su hijo o hija a la Universidad o para el pago inicial de una casa. Para poder tomar una decisión acertada sobre que vehículos financieros escoger para una cartera de inversiones o plan, es primero fundamental conocer las opciones disponibles en el mercado y entender los mecanismos y principios detrás de cada uno de estos vehículos de inversión. Hay libros enteros escritos sobre estos temas, pero con el propósito de este artículo es proporcionar un glosario breve, pero completo de los fondos principales de inversión financiera. This 3-page document is the Spanish version of FCS3352, Major Asset Classes: A Brief Glossary. Written by Jorge Ruiz-Menjivar, Nelly Nelson, and Jarrett Tsai, and published by the UF/IFAS Department of Family, Youth and Community Sciences, December 2020.
https://edis.ifas.ufl.edu/fy1494

Gender Affirmation Surgery: Financial Considerations

January 2007 calendar, During the excitement of the holiday season, many people overspend. Bringing this and other debt under control often seems like a daunting task. IFAS Extension family economics programs are helping people regain control of their finances by providing money management tips for reducing debt. UF/IFAS Photo by: Thomas Wright.

This 3-page factsheet provides a brief overview of gender-affirming medical care, expenses, and funding options. A glossary with key terms discussed in this publication is included at the end. Written by Chloe W. Swearingen, Megan Donovan, Jorge Ruiz-Menjivar, and Sarah M. Ellis, and published by the UF/IFAS Department of Family, Youth and Community Sciences, November 2020.
https://edis.ifas.ufl.edu/fy1492

Tax Relief in Disaster Situations

Through its Hurricane Preparedness for Hotels and Motels Program, the Florida Energy Extension Service helps the tourist industry keep guests safe during lightning storms.

This 1-page document provides general information regarding disaster assistance and links to online resources for taxpayers affected by a federally declared disaster. Written by Jorge Ruiz-Menjivar and Heidi Copeland, and published by the UF/IFAS Department of Family, Youth and Community Sciences, revised September 2020.
https://edis.ifas.ufl.edu/fm259

Pi bon fason pou granmoun (kap pran swen lot moun) lave men yo

Elderly person receiving assistance from a caregiver with everyday tasks. UF/IFAS Photo by Marisol Amador.

Lave men enpòtan pou redwi transfè jèm mikwòb ki soti nan matyè fekal oswa poupou pou ale nan bouch, ki ka lakoz maladi. Timoun piti ak granmoun aje yo gen mwens kapasite pou yo konbat jèm mikwòb pase lòt kategori moun. Kòm moun kap pran swen moun ou ka ede diminye risk maladi ki ka pwopaje nan anviwònman ki gen anpil moun lè w swiv bon jan metòd pou lave men w. This is the Haitian Creole version of FCS8782, Proper Hand Washing for Caregivers. Written by Amy Simonne, translated and reviewed by Emmanuel Jean Claude Duvalsaint and Nicole Monval, and published by the UF/IFAS Department of Family, Youth and Community Sciences, March 2020.
https://edis.ifas.ufl.edu/fy1490

Pi bon fason pou timoun piti (ki gen laj pou ale lekol) lave men yo

Active preschool children playing on a playground. Photo taken on 12-01-16.

Jèm yo ka kache anba zong ki long ak nan men ki sal. Kenbe zong ou kout epi lave men w souvan, se aksyon ki pi enpòtan ou ka poze pou anpeche jèm mikwòb fè w tonbe malad. Jèm ki bay maladi tankou larim, grip, dyare, ak vomisman ka vinn nan men w lè w manyen objè ki nan alantou w. Moun, animal domestik, manje kri, jwèt, tè, ak tout objè nou itilize plizyè fwa pa jou, yo tout ka gen jèm mikwòb sou yo. Lè w lave men w byen li ede retire jèm mikwòb nan men w. This is the Haitian Creole version of FCS8783, Proper Hand Washing for School Children. Written by Amy Simonne, translated and reviewed by Emmanuel Jean Claude Duvalsaint and Nicole Monval, and published by the UF/IFAS Department of Family, Youth and Community Sciences, March 2020.
https://edis.ifas.ufl.edu/fy1491

Risk Management Planning for Agricultural Business Owners

Red chili peppers growing on the bush. Photo taken 09-13-18.

Risk identification is the beginning point for risk management planning because solution identification begins with knowledge of the problem. This 4-page document presents questions to consider regarding production risk, price or market risk, financial risk, legal risk, and human risk. Written by Martie Gillen and Beatrice Pierre, and published by the UF/IFAS Department of Family, Youth and Community Sciences, August 2019.
http://edis.ifas.ufl.edu/fy1485

Strategies to Fund Your Child’s College Education: Using Savings and Tax-Advantaged Vehicles

Students look at the College of Agriculture building.

It is never too soon to explore funding options for college educations, whether your child is a newborn or is in middle school. You are more likely to be prepared to fund your child's education if you start planning earlier. This new 4-page document describes and discusses several accounts that allow you to pay for college while taking advantage of tax and savings opportunities. Written by Jessica McCumber, Jorge Ruiz-Menjivar, Martie Gillen, and Sarah M. Ellis, and published by the UF/IFAS Department of Family, Youth and Community Sciences, June 2019.
http://edis.ifas.ufl.edu/fy1484

An Overview of Risk Management Planning

Using IFAS-generated budgeting tools, young people can learn to manage their money and begin saving and investing in the future. UF/IFAS Photo: Tyler Jones. IFAS Extension calendar 2009

As risks evolve and diversify, approaches to conducting business require a targeted focus on risk management, particularly in agriculture. This new 3-page document explores risk in agriculture, the need to understand risk, formation of strategies to manage risk, and government programs that exist to help growers and producers manage risk. Written by Martie Gillen and Beatrice Pierre, and published by the UF/IFAS Department of Family, Youth and Community Sciences, May 2019.
http://edis.ifas.ufl.edu/fy1482

Major Asset Classes: A Brief Glossary

Using IFAS-generated budgeting tools, young people can learn to manage their money and begin saving and investing in the future. UF/IFAS Photo: Tyler Jones. IFAS Extension calendar 2009

The best time to have started investing is yesterday. This new 2-page document aims to provide a brief but comprehensive glossary of the main financial investment vehicles. Written by Jarrett Tsai, Jorge Ruiz-Menjivar, and Martie Gillen, and published by the UF/IFAS Department of Family, Youth and Community Sciences, May 2019.
http://edis.ifas.ufl.edu/fy1483

Establishing a 501(c)(3) Nonprofit Organization: An Overview

Hard at work on a laptop.

This new 3-page document provides an overview of the process to establish a 501(c)(3) nonprofit organization and also discusses eligibility criteria and filing requirements. Written by Jacqueline Phillips, Jorge Ruiz-Menjivar, Jennifer A. Jones, and Julianne Shoup, and published by the UF/IFAS Department of Family, Youth and Community Sciences, April 2019.
http://edis.ifas.ufl.edu/fy1481

Living with a College Roommate in a Residence Hall

Students walking and talking on campus. Photo taken 01-26-18

As you enter college, you may wonder what it will be like to live in a residence hall and share a space with a roommate. A good roommate relationship can help you navigate many of the changes you are about to make. This new 2-page document discusses six steps you can take to help establish a good relationship between you and your roommate. Written by Suzanna Smith and Heather Wallace, and published by the UF/IFAS Department of Family, Youth and Community Sciences, February 2019.
http://edis.ifas.ufl.edu/fy1480

Feeding Your Baby

Woman and child driving in a car.

Feeding your baby is one of the first things you do as a parent. It is also one of the ways that you develop a relationship with this new family member. When feeding goes well, everyone in the family is happier. This 3-page publication can help you develop a close feeding relationship with your baby. The skills you learn will also help you and your child avoid conflicts over food during the toddler and preschool years. Written by Linda B. Bobroff and Nicole Owens Duffy, and published by the UF/IFAS Department of Family, Youth and Community Sciences, revised March 2019.
http://edis.ifas.ufl.edu/he964

Alimentacion Saludable: Organice Su Plato

Lettuce and kale leaves. Photo taken 11-07-18.

Planear sus comidas puede ayudar a controlar las porciones y la cantidad de carbohidratos que usted consume a través del día. Esto es especialmente importante si usted padece de la diabetes o si usted es una persona en alto riesgo de padecer de la diabetes. This 2-page document is the Spanish version of Healthy Eating: Create Your Plate. Written by Jennifer Hillan and Linda B. Bobroff, and published by the UF/IFAS Department of Family, Youth and Community Sciences, revised December 2018.
http://edis.ifas.ufl.edu/fy907

Healthy Living: Monitoring Your Blood Pressure at Home

Homes in the Harmony energy efficient community that was developed with the help of UF/IFAS. Photo taken 06/14/16.

Do you think your blood pressure may be too high? Have you been diagnosed with high blood pressure? In either case, it is recommended that you monitor your blood pressure at home and get it checked at the doctor's office. This 4-page document discusses how to monitor your blood pressure at home. Written by Linda B. Bobroff, and published by the UF/IFAS Department of Family, Youth and Community Sciences, revised November 2018.
http://edis.ifas.ufl.edu/fy1126

Alimentacion Saludable: Liquidos

A man examines a glass of water in the sunlight.

Más de la mitad del peso del cuerpo humano adulto es agua. El agua transporta nutrientes a las células en nuestros cuerpos y remueve los residuos. Nuestros cuerpos no podrían funcionar sin una fuente de agua adecuada. This 2-page fact sheet discusses the importance of water, effects of dehydration, implications for older persons, suggested fluid intake, and ways to include more water in one’s diet. It is the Spanish version of Healthy Eating: Fluids. Written by Linda B. Bobroff, Luisa Oliver-Cordero, and Emily Minton, and published by the UF/IFAS Department of Family, Youth and Community Sciences, revised September 2018.
http://edis.ifas.ufl.edu/fy071

Alimentacion Saludable: Bebidas saludables

Strawberries, kiwi fruit, wheat grass, a banana, and a strawberry flavored milk shake. Fragaria, fruits, foods, red, sweets, healthy eating.

Los batidos son una manera deliciosa de incorporar más frutas y nutrientes a su dieta. This 2-page fact sheet provides tasty recipes for shakes and smoothies. It is the Spanish version of Healthy Eating: Drink to Your Health. Written by Jennifer Hillan, Emily Minton, and Linda B. Bobroff, and published by the UF/IFAS Department of Family, Youth and Community Sciences, revised September 2018.
http://edis.ifas.ufl.edu/fy697

Clearing Up Charitable Giving

Money changing hands. Photo taken 08-02-17.

Life is filled with uncertainty. When disasters or hard times arise, individuals often become vulnerable and feel helpless and confused. After the initial shock, people start to wonder how they can help. When we feel moved to donate, we should take steps to confirm that our gifts are going exactly where we intended them to go. This 3-page fact sheet discusses impulse giving, ways to avoid it, phone solicitations, mail fraud, resources for accurate information on charitable organizations, and steps to take if one falls victim to a scam. Written by Lynda Spence, and published by the UF/IFAS Department of Family, Youth and Community Sciences, August 2018.
http://edis.ifas.ufl.edu/fy1479

The Art of Goodbye: A Closer Look at Emerging Trends in End-of-Life Rituals

Green or natural burial.

With increased access to information, survivors as consumers are seeking more alternatives to the conventional funeral. For some, tradition continues to inform, but for others, options are evolving and forming new possibilities. This 3-page document is part of a series which addresses end-of-life concerns, entitled The Art of Goodbye. The publication discusses family-directed funerals, certified celebrants, and green or natural burial. Written by Lynda Spence, and published by the UF/IFAS Department of Family, Youth and Community Sciences, July 2018.
http://edis.ifas.ufl.edu/fy1478

Alimentacion saludable: Guia de almacenamiento de alimentos

Freshly harvested strawberries.

Si usted no compra alimentos a menudo, probablemente debería comprar alimentos que duren hasta su próxima visita a la tienda. Para ayudarle a aprender que tanto comprar, aquí tenemos algunas guías para almacenar alimentos perecederos. This 2-page fact sheet is a major revision that provides food storage tips. Written by Jennifer Hillan and Linda B. Bobroff, and published by the UF/IFAS Department of Family, Youth and Community Sciences, revised July 2018.
https://edis.ifas.ufl.edu/fy700